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Employee Engagement: Liability, Insurance and Legal Framework

Understand employee coverage depending on whether engagement takes place during working hours or personal time.

Updated over a month ago

🎯 Purpose of the Article

Clarify the legal and insurance framework applicable when an employee carries out an initiative through the Komeet platform:

  • Liability

  • Insurance

  • Working time calculation

  • Expense coverage

🧭 Case 1: Engagement During Working Hours

⏱️ Working Time and Employee Benefits

Time spent on the initiative is considered effective working time.

It is therefore included in:

  • Overtime calculations

  • Maximum working time limits

Employee benefits remain unchanged:

  • Meal vouchers

  • Health insurance

  • Corporate coverage

  • Etc.

🛡 Liability and Insurance

  • The nonprofit supervises and manages the initiative and is responsible for the work carried out.

  • The employee is insured by their employer during the initiative.

  • Any accident occurring during working hours is considered a workplace accident and must be declared according to the company’s internal procedures.

  • The employee is covered by the company’s civil liability insurance, provided that their responsibility or the company’s responsibility is engaged.

💰 Expense Coverage

Expenses related to the initiative (transport, accommodation…) are covered:

  • either by the nonprofit,

  • or by the employee,
    according to prior agreement.

🧭 Case 2: Engagement During Personal Time

⏱️ Working Time

Time spent on the initiative is considered personal time.

It has no impact on:

  • Working hours

  • Time counters

🛡 Liability and Insurance

  • The employee acts freely, without subordination to their employer.

  • They are covered by their personal civil liability insurance.

  • Any accident occurring in this context falls under standard volunteer regulations and must be declared according to the nonprofit’s procedures.

💰 Expense Coverage

Expenses related to the initiative (transport, accommodation…) are covered:

  • either by the nonprofit,

  • or by the volunteer,
    according to prior agreement.

💡 Key Takeaway

The determining factor is the engagement time:

  • During working hours → employment framework + company insurance

  • Outside working hours → volunteer framework + personal civil liability

For specific legal questions, consult your HR or legal department.

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